Effective date: 24.05.2026

Welcome to Totopnine.

These Terms of Use (“Terms”) govern your access to and use of the Totopnine website, content, course listings, coach profiles, forms, accounts and related services (“Totopnine”, “the website”, “we”, “us”, or “our”).

By using Totopnine, you agree to these Terms. If you do not agree, please do not use the website.

1. What Totopnine is

Totopnine is a course discovery site for poker, chess and video games.

We help users discover courses, coaches, learning resources and related content. Some courses or services may be offered directly on Totopnine, while others may be offered by third-party coaches, schools, platforms or partners.

Totopnine is not a gambling operator, casino, betting site, poker room, financial advisor or professional certification body.

2. Eligibility

You may use Totopnine only if you can legally enter into these Terms under the laws that apply to you.

Totopnine is not directed to children under 13. If you are under the age of majority in your jurisdiction, you should use the website only with permission from a parent or legal guardian.

Some courses, games, platforms or third-party services may have their own age restrictions or eligibility requirements.

3. Accounts

Some features may require an account.

You agree to provide accurate information, keep your login details confidential and notify us if you believe your account has been accessed without permission.

You are responsible for activity that happens through your account.

We may suspend or terminate accounts that violate these Terms, abuse the website, submit false information, infringe rights or create legal, security or operational risk.

4. Course listings and third-party courses

Totopnine may display course listings, coach profiles, descriptions, prices, links, reviews, summaries or other information about learning resources.

Some courses may be created, sold, hosted or delivered by third parties. When you click a third-party link, purchase a course from another website or interact with a coach outside Totopnine, that relationship is between you and the third party.

We do not control third-party websites, checkout systems, course delivery, refund decisions, support, content updates or coaching quality unless clearly stated.

You should review the terms, privacy policy, refund policy and course details of any third-party provider before purchasing.

5. No guaranteed results

Courses and educational content may help you learn, practice and improve, but results depend on many factors, including your effort, prior skill, time, discipline, game format and personal circumstances.

Totopnine does not guarantee:

• poker winnings;
• tournament results;
• bankroll growth;
• chess rating improvement;
• esports ranking improvement;
• video game rank advancement;
• professional results;
• income from gaming or coaching;
• any specific outcome from a course.

Any examples, testimonials, course descriptions or performance claims are informational and should not be treated as guarantees.

6. No gambling or financial advice

Totopnine may include content related to poker strategy, game study, decision-making and competitive play.

This content is for educational and informational purposes only. It is not gambling advice, betting advice, financial advice, investment advice or a recommendation to risk money.

You are responsible for complying with the laws that apply to you, including any laws related to online poker, gambling, gaming platforms, age restrictions and taxes.

7. Payments

If payments are available through Totopnine, they may be processed by third-party payment providers.

By making a payment, you agree to the price, checkout terms, refund rules and any additional conditions shown at the time of purchase.

Payment providers may have their own terms and privacy policies.

If a course is purchased from a third-party website, Totopnine is not responsible for billing, refunds, chargebacks, taxes, course access or delivery unless clearly stated.

8. Refunds

Refunds, if available, depend on the specific course, provider, checkout system or payment terms shown at purchase.

For third-party courses, refund requests must be directed to the third-party provider unless we clearly state otherwise.

Totopnine may provide a separate Refund & Payment Policy if direct payments are enabled on the website.

9. Affiliate links and paid relationships

Totopnine may use affiliate links, referral links, sponsored placements, paid listings or other commercial relationships.

This means we may receive compensation if you click a link, purchase a course, submit a form or take another action.

We aim to make relevant commercial relationships clear where appropriate.

Affiliate or paid relationships do not guarantee that a course is suitable for you. You should make your own decision before purchasing any course or service.

For more details, please see our Affiliate Disclosure.

10. Coach and course submissions

If you apply to become a coach or submit a course, you agree that:

• your submission is accurate and not misleading;
• you have the right to submit the course, brand, images, links and related materials;
• your course does not infringe the rights of others;
• your course does not contain illegal, deceptive or harmful content;
• you are responsible for your course content, sales claims, delivery, support and customer relationships unless agreed otherwise;
• submission does not guarantee publication;
• we may accept, reject, edit, format, remove or update listings at our discretion.

If your course is accepted, additional commercial terms may apply.

11. User content

You may be able to submit content to Totopnine, including course information, profile information, comments, forms, messages, reviews or other materials.

You retain ownership of your content, but you grant Totopnine a worldwide, non-exclusive, royalty-free license to use, display, reproduce, edit, format, publish and distribute that content as needed to operate, promote and improve the website.

You are responsible for the content you submit.

You agree not to submit content that is illegal, abusive, misleading, defamatory, spam, infringing, discriminatory, sexually explicit, malicious, fraudulent or otherwise harmful.

We may remove or edit user content at our discretion.

12. Intellectual property

The Totopnine website, design, branding, text, structure, graphics, logos, software, layout and original content are owned by Totopnine or its licensors, unless otherwise stated.

You may not copy, reproduce, modify, distribute, sell, scrape, reverse engineer or exploit any part of the website without our permission, except as allowed by law.

Third-party course names, brands, logos and trademarks belong to their respective owners.

13. Acceptable use

You agree not to:

• use the website for illegal purposes;
• interfere with website security or operation;
• attempt to access accounts, systems or data without permission;
• scrape, crawl or harvest website data without permission;
• upload malware, spam or harmful code;
• impersonate another person or organization;
• submit false, misleading or deceptive information;
• infringe intellectual property rights;
• harass, threaten or abuse others;
• use Totopnine to promote scams, illegal gambling, cheating tools, fraud or harmful services.

14. Reviews, rankings and recommendations

Totopnine may publish reviews, summaries, comparisons, rankings or recommendations.

These are informational opinions or editorial materials, unless clearly stated otherwise.

We may consider factors such as course topic, clarity, relevance, reputation, user value, commercial relationships, availability and editorial judgment.

A listing, review or recommendation does not guarantee that a course is the best option for you.

15. Third-party links

Totopnine may link to third-party websites, platforms, courses, tools, communities, payment providers or social media pages.

We are not responsible for third-party content, policies, security, availability, pricing, claims, support or actions.

You access third-party websites at your own risk.

16. Website availability

We aim to keep Totopnine available and useful, but we do not guarantee uninterrupted, error-free or secure access.

We may update, modify, suspend or discontinue parts of the website at any time.

17. Disclaimer

Totopnine is provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose and non-infringement.

We do not guarantee that the website, course listings, third-party links or content will always be accurate, complete, current, secure or available.

18. Limitation of liability

To the maximum extent permitted by law, Totopnine and its owners, operators, employees, contractors, partners and affiliates will not be liable for any indirect, incidental, consequential, special, punitive or exemplary damages, including loss of profits, loss of data, loss of business, lost gaming results, lost rankings, lost opportunities or losses related to third-party courses or websites.

Our total liability for any claim related to the website will be limited to the amount you paid directly to Totopnine in the 12 months before the claim, or [amount], whichever is greater.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

19. Indemnification

You agree to defend, indemnify and hold harmless Totopnine and its owners, operators, employees, contractors, partners and affiliates from claims, damages, liabilities, losses, costs and expenses arising from:

• your use of the website;
• your violation of these Terms;
• your submitted content;
• your course or coach submission;
• your violation of another person’s rights;
• your violation of applicable law.

20. Termination

We may suspend or terminate your access to Totopnine at any time if we believe you have violated these Terms, created risk for the website or acted in a way that may harm users, third parties or Totopnine.

You may stop using the website at any time.

Sections that should reasonably survive termination will continue to apply, including intellectual property, disclaimers, limitation of liability, indemnification and dispute terms.

21. Changes to these Terms

We may update these Terms from time to time. If we make changes, we will update the effective date at the top of this page.

Your continued use of Totopnine after changes are posted means you accept the updated Terms.

22. Governing law

These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles.

Any disputes will be handled in the courts or dispute resolution forum located in [Jurisdiction], unless applicable law requires otherwise.

23. Contact

If you have questions about these Terms, contact us.